Cruiser & Yacht Sales works closely with Australia's largest boat insurer, Club Marine Insurance. It doesn't matter whether you own a runabout, a cruiser, or a racing yacht, insurance arranged by Club Marine is designed to meet your particular needs.

Boat Insurance

It is now more than 35 years since Club Marine Ltd was established to provide a unique insurance product, specializing in pleasure craft.

Club Marine is unique. When you arrange insurance for your boat with Club Marine you are not just a number on a policy - you become a member of a club and you receive an individual card that entitles you to a whole range of exclusive services and benefits.

This is all part of joining the Club - but the most important thing is that you can enjoy your boating knowing that you and your family are well protected and that your insurance plan has been designed by boating people for boating people. Club Marine has grown over the years to where it is now, the largest pleasure and commercial leisure craft underwriting agency in Australia.

For added peace of mind, it is reassuring to know that Club Marine Boat Insurance is underwritten by one of Australia's largest insurers, Allianz Australia Insurance Limited, one of the country's largest insurance providers.

Comprehensive Cover

Gives you protection if your craft suffers accidental loss or damage, cover for death or injury to other people or damage to their property.

Comprehensive Boat Insurance Cover

The Club Marine policy offers coverage of items that other insurance companies may charge extra for.

Club Marine policy holders receive the benefits of additional covers such as: (This is a summary only, you should read the full boat insurance policy wording and the Product Disclosure Statement before you purchase a policy)

It covers your boat if left unattended on a beach or moored temporarily off any exposed beach or shore.
Emergency towing
It covers your outboard or auxiliary motor even if it is not fitted with a safety device and it falls over the side.
There is up to 60% discount on your premium if your boat is laid up.

Third Party Cover

Gives you protection if you accidentally cause damage to another person's property. Third Party Cover Benefits: (This is a summary only, you should read the full boat insurance policy wording and the Product Disclosure Statement before you purchase a policy.)

Your third party cover still applies if you are in charge of someone else's boat. You are protected against liability from injury or damage just as you would be on your own boat, provided that the other boat is uninsured.
Members of your family are covered under Club Marine third party cover.
Cover is provided for water skiing, including barefoot skiing when the policy has been extended to cover it.
Cover is provided for the accidental death of, or bodily injury to, a third party arising from an accident covered under the policy.
Cover is provided for damage to the property of other people caused by or arising out of the use of the insured boat by you or any person who has your permission.

Club Marine Policy Wording and Product Disclosure Statement (PDS)

Before completing an online application you need to properly understand the policy's significant features, benefits and risks. Please carefully read and download the Product Disclosure Statement and Policy Wording.

Checklist

Does your policy provide:

Automatic cover for a new boat to the sum insured of your existing boat or market value, whichever is the lesser amount?
No claim bonus up to 25%?
Optional values for liability cover? Transit cover throughout Australia?
Cover afloat for Australia up to 200 nautical miles offshore- extended cover if required?
Discounts up to 60% while your boat is laid up?
Personal accident benefits to $20,000?
Salvage expenses in addition to the sum insured of your boat?
Automatic Club Marine membership and Club Card?
National network of 700 service centers for on-the-spot claims service?
Bi-monthly Club Magazine?
Apportioned excesses for high value vessels?
Cover for overheating of motors caused by external blocking of cooling system?
Personal Effects cover? (conditions apply)
Cover for Fishing gear, Water Ski equipment and Diving equipment? (conditions apply)
Cover for Time Trials for Power Vessels up to 25kts?

Does Your Third Party Cover:

Members of your family?
You, when you are on someone else's boat?
Observers and water skiers towed by you?
Barefoot skiing?

Does Your Existing Policy Cover

New for old on mechanical and electrical components of the motor up to five years of age which cannot be satisfactorily repaired up to the motor market value?
Emergency trailerable towing up to $200?
An outboard or auxiliary motor if it has not been fitted with a safety device?
Your boat whilst left unattended or moored temporarily off any exposed beach or shore?

General Insurance Code of Practice - providing you with even better service

The General Insurance Code of Practice was developed by the Insurance Council of Australia to further raise standards of practice and service across the insurance industry. Club Marine keenly support the standards set out in the Code.

For more information visit the Insurance Council of Australia Limited website.

Dispute resolution process - helping you solve any problems

Disputes are not an everyday occurrence. Club Marine strives to do things the right way and keep customers happy by resolving any disagreement as amicably and as quickly as possible.

Don't leave home without it!